Welcome back, Admin

Here is what's happening with your loan portfolio today.

Active Loans
KES 42.5M
12.5% vs last month
Pending Applications
128
4.2% vs last month
Default Rate
2.4%
0.8% vs last month

Recent Activities

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Customers

Create Customer

Personal Information
Contact & Address
Financial & Status

Opportunities

View

Info

Photos

Products

Status
Short Name
Name
Principal Range
Rate Range (%)
Repay Range
Created At

Create Product

Basic Settings
Form Configuration

Basic Information

Loan Limits & Rates

Penalties & Configuration

Penalty Grace Config
From Month To Month Grace Days Action
No penalty grace periods configured
Tab Groups
Select a Group Manage field overrides and requirements
Field Name Field Type Enabled Required Order
Select a form group from the left pane to edit fields

Applications

Total
1,284
Pending
45
Disbursed
KES 14.5M
Status
Application No
Client Name
Product
Applied Amount
Rate / Term
Created Time
Submitted On

Application Detail

Ownership & Follow-up Team Information

Branch
Shanghai Xuhui Flagship (BR-001)
Sales Manager
John Zhang (Lead)
Marketer
Leo Li (Entry User)
Personal Data
Vehicle Information
Financial Information
Application Information
Credit Report

Photos

NTSA Search Report
Upload the PDF report to auto-fill vehicle details below.

Photos

Valuation Report

* Bank/Mpesa Statements

Supplementary Documents (Optional)

Loan Application Form

Next of Kin

Guarantors

Has Guarantor?
CRB Credit Report *
Pull latest data to auto-fill credit metrics.

Branch Management

Manage branch offices, operational statuses, and staff configurations

Branch Code Branch Name Location (P/C/D) Detailed Address Status Created At Actions

Sales Team & Marketer Management

3-tier hierarchy: Branch -> Salesman -> Marketer multi-assignment

Branch Hierarchy

3 Branches

Sales Managers

Marketers

Disbursement Center Maker/Checker Workflow

Manage payout requests, net principal validation, bank/gateway transactions, and schedule activation

Pending Maker Entry
3 Queue / KES 4.5M
Pending Checker Review
2 Queue / KES 2.8M
Activated Today
KES 12.0M
Pending Entry (WAITING_DISBURSE)
Pending Approval (PENDING_REVIEW)
Disbursement History
Status
Loan ID / Client
Branch
Contract Principal
Net Disbursed
Channel
Submitted Date
Actions

Payment Orders & T+1 Recon Decoupled Payment Layer

Manage payment orders (loan_payment_order), offline entry review, and T+1 channel reconciliation

Today's Orders
KES 8.4M (18 Orders)
Pending Review
3 Orders / KES 650,000
Reconciled
15 Reconciled (100%)
All Orders
Pending Review (Checker)
Executed & Settled
Recon Exceptions (Long/Short)
Order ID / Type
Loan / Client
Amount (KES)
Method & Ref
Order Status
Recon Status
Date
Actions

Repayment & Servicing Waterfall Allocation

Offline repayment entry, automated waterfall allocation (Fees -> Penalty -> Interest -> Principal)

Loan ID / Client
Status
Contract Principal
OS Balance
Arrears Amount
Arrears Days
Last Paid Date
Actions

Loan Adjustments Waivers & Reversals

Manage fee/penalty concessions, manual waivers, and financial transaction reversals

Fee & Penalty Waiver
Transaction Reversal

Waiver Audit Trail

Accounting Engine Double-Entry Bookkeeping

Generate double-entry vouchers (loan_accounting_voucher) from business transactions for SAP/Oracle GL integration

Accounting Vouchers
Chart of Accounts (Subject Mapping)
Voucher No / Date
Transaction ID / Type
Debit Subject (DR)
Credit Subject (CR)
Amount (KES)
Status
Actions

Portfolio Ledger Real-time Asset Snapshot

Real-time balance sheet insights: Outstanding Principal, Uncollected Interest & Accrued Penalties

Principal Balance
KES 42.5M
Outstanding Principal OS
OS Interest
KES 3.1M
Uncollected Interest
Max Arrears Days
42 Days
5 Severe Accounts
Arrears Penalty
KES 485,000
Accrued Penalties
Total Collected
KES 18.2M
Principal + Interest + Fees
Receipt ID / Client
Contract Principal
OS Balance
OS Interest
Arrears Days
Arrears Penalty
Last Paid Date
Actions

Vehicle Valuation

Make
Model
Year
Calc Price
Manual Override Price
Effective Price

Branch Information